Every year mortgage holders request insurance certificates for flood, hazard or other coverage on the association property. Some will even claim if you don’t have evidence of coverage, they will purchase a policy on your behalf. Understand that this is a requirement of Fannie Mae/Freddie Mac on all loans backed by the Federal Government, and cannot be automated due to privacy laws. If you receive a request for any insurance certificates on association property, our insurance agent has the following instructions.
Forward all certificate requests to his office to the attention of Certificates, and include:
- Name of your association
- Your name, address and phone number.
- Mortgage company name and address listed on the request letter and fax number if noted.
(also known as Mortgagee Clause, Usually a P.O. Box) - Your mortgage account/Loan number.
- Note if you want a copy sent to you also.
Submit requests by:
- Fax – 321-722-2158 – Attn: Certificates
(You can fax the letter from the mortgage holder. Just verify all of the above information is listed, as they don’t always list your condo name on their letter.) - Go to our website and fill the request form out. (This is the fastest method.)
www.RanewInsurance.com/certificate_request.html - Mail information or copy of mortgage letter to:
Ranew Insurance Agency
966 S. Wickham Rd
West Melbourne, Fl 32904 - Email your request to Certs@RanewInsurance.com